S 0202: Mandatory Human Reviews of Insurance Claim Denials

Summary

Requiring that insurers' decisions to deny a claim or any portion of a claim be made by qualified human professionals; prohibiting the use of algorithms, artificial intelligence, or machine learning systems as the sole basis for determining whether to adjust or deny a claim; authorizing the Office of Insurance Regulation to conduct market conduct examinations and investigations under certain circumstances, etc.

Latest recorded action

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Mar 13, 2026

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